Auto Insurance & Your Vehicle

If you’ve got your eye on a little red sports car as your weekend car, for every day, or to help you through a mid-life crisis, be warned that the flashier your vehicle is, the more you’ll pay for auto insurance.
Your choice of vehicle helps determine your auto insurance rate. Esurance tells you how!
Who Pays More?
Auto insurance protects your finances in the event of a loss. Because of higher repair and replacement costs when there’s an auto insurance claim, generally, fast, high-performance vehicles are more expensive to insure than 4-door family sedans. It makes sense that owners of more expensive cars have to pay higher auto insurance rates— these cars may cost more to repair in an accident.
Everyone notices a sports car— in fact, police officers are especially on the lookout for drivers in flashy vehicles. Or, perhaps it's just more tempting to speed in one! Drivers of flashier cars, especially red ones, are more likely to get cited for speeding and other violations. Speeding tickets on your driving record can really increase the long-term costs of your auto insurance.
Vehicle Features that Help You Save
Safety features are an important part of your vehicle— sports car or sedan. They could save your life in an accident and earn you auto insurance discounts, from auto insurance companies like Esurance. Esurance also offers an auto insurance discount if your vehicle features an anti-theft device of some kind.
Online Research Saves You Money on Auto Insurance
Considering a new or used car? While you’re doing online research for the car of your dreams, get an auto insurance quote from Esurance to find out how much you’ll pay for coverage. You may decide that you’re not ready for that pricey toy when you see how much more it costs to insure!
Esurance has tools and information to simplify your entire insurance experience. Use the FAQ to find answers to your questions about buying and managing online auto insurance. If you’re wondering what all the terminology in your auto insurance policy means, you’ll find explanations for some of the most common auto insurance terms in our online Glossary. Not sure if you’re carrying the right amount of coverage? Get your customized report from our interactive, auto insurance planning tool, Coverage Counselor.